Stepka & Associates, Inc.


Stepka & Associates, Inc. opened in 1999 as a complement to an already successful estate-planning firm in which Mr. Stepka was a partner. Andy and his team began concentrating on the health insurance needs of his existing financial planning clients. Initially focused on small businesses of fewer than 100 employees, Stepka & Associates, Inc. has experienced tremendous growth to become a full-service agency working with groups both large and small. Our goal is, as it always has been, to provide the same level of service to a group with 5 employees as one with 500 employees.


When we give you an answer, you can count on it. Client satisfaction and retention is number one with us. Once a group becomes our client, they don't leave. The service is that good.


We shop each carrier every year to ensure our clients receive the best coverage for their money. Because your time is valuable, we provide you with a one-stop shopping experience and hands-on customer service.


We work hard to earn and even harder to keep your business by providing you with the best service around. We do this by building a personal relationship with each of our clients and their employees as well as with the each carrier.


  • Comprehensive service solutions for group health, life and dental benefits including claims research, eligibility issues, information for COBRA administration, employee enrollment meetings, etc.
  • "UnitedAdvantage Producer" with United Healthcare
  • Designated to the "Preferred Agent Network" of Arkansas Blue Cross Blue Shield
  • QualChoice "Agent Advisory Council" member
  • Team approach to problem solving with a knowledgeable staff of professionals with a combined 75+ years of experience in the industry.
  • Work with only top carriers with the highest ratings 
  • Health, Life, Disability, Dental, Vision, Ancillary, and Worksite - we shop all the top carriers for all your coverage needs
  • Member of the National Association of Health Underwriters
  • Member of the Central Arkansas Association of Health Underwriters